Marlborough, Hebron and Glastonbury Connecticut real estate listings, home buying, selling and relocation information

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Financing Your Home >Credit Card Mania

Most people know that a checkered credit history can disqualify you for a home loan, and maxed-out credit cards can do the same thing. But what most people don't know is that merely having a large number of credit cards, even with low balances and a history of timely payments, can disqualify you for a home mortgage loan just as quickly.

According to credit experts, having a number of credit cards can be just as detrimental to the granting of further credit as a history of late payments. Lenders look at it this way: If you have ten credit cards, each with a limit of $5,000, that means you have the potential to run up $50,000 in debt virtually any time you choose. That mere possibility makes you a greater risk, from their point of view.

The moral of the story? If you are planning to apply for a home loan in the future, keep only those credit cards you actually need to use and cancel the others.

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Q	What has been described as the world's most beautiful building?
A	The white marble Taj Mahal in India was built by the Mogul emperor Shah Jahan (1631-53) to enshrine his favorite wife.
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Jackie Lovett, REALTORŽ, real estate agent and broker for Marlborough, Hebron and Glastonbury Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)

Jackie Lovett
William Raveis Real Estate
218 New London Turnpike
Glastonbury, CT. 06033
Voice Mail: 860-760-3637
Office: 860-633-0111
Fax: 860-657-2039
Email: jackielovett@NUMBER1EXPERT.com
Email: lovettj@raveisre.com
Jackies years of experience in buying and selling real estate in all markets include first time buyers, luxury homes, new construction and antique homes. Jackie has consistently received the highest awards for Top Producer, Excellence in Customer Service, Top Listing and Selling Agent and Circle of Excellence in Relocation. She is proud of her coveted designations: GRI, Graduate of Real Estate Institute, CRS, Certified Real Estate Specialist, and SRES, Senior Real Estate Specialist. Customer Service at its best, knowledge, experience and integrity are what sellers and buyers are looking for in a real estate agent. That is what Jackie graciously delivers. Let Jackie help with all your real estate needs.

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